For business owners
Your company is profitable. Your structure was built for a smaller one.
Most owners run every dollar of profit through one entity, take a compensation number nobody stress tested, and let the CPA file whatever comes out. Agencies, practices, contractors, and product companies all lose money the same way.
What we usually find
- One entity carrying all the profit, all the risk, and all the tax
- Owner compensation set by habit rather than by a defensible study
- No retirement plan design sized to what the company actually earns
- Credits and deductions your returns never claimed
- A CPA who files the return but never plans against it
The moves that matter
Reset owner compensation
Set a defensible salary with documentation behind it, then move the remaining margin through the right channel.
Add the right entity layer
A second entity holding the operating margin, and real estate owned beside the company rather than inside it, changes what is taxable, where, and at what rate.
Install the plan design
Cash balance and profit sharing design can move six figures of income out of the current year.
Claim what was missed
Prior-year credits and deductions your returns skipped are often still recoverable.
Case 1 · Hospitality S corp owner-operator · $600,000 profit
The owner who was profitable but not wealthy
~$63,000 net a year
Roughly $75,000 of federal income tax a year against about $12,000 of added payroll tax, plus $100,000 a year redirected into the owners' retirement accounts.
Read the full caseResults vary. Past results do not guarantee a similar outcome.
Estimator
An owner like this overpays about $125,000 a year
That is the example below: a $4M business paying $520,000 in total tax. Replace it with your own numbers and the range updates instantly.
Likely annual range
$104,000 to $146,000
That is 20 to 28% of what you paid, the band Brian typically works within for owners at this level. The only way to know your number is to have the return and structure reviewed.
Estimate only. Not tax advice and not a guarantee of results.
Not ready for a paid consult? Start with the curriculum: forty-eight courses across eight tracks, taught by Brian.
Most business owners start with the Tax Impact Audit.
$2,500 one-time. Full review of returns and structure, with dollar-sized opportunities.