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Track 02305 minutes6 courses, 0 available now

Life Insurance

Buy the right policy and put it where it does its job

Life insurance is the most misunderstood asset in a family plan and the most oversold. This track teaches it the way a tax lawyer sees it: what the tax code rewards, what it punishes, and how to put a policy inside a trust or a business so it does the job it was bought for.

Families, business owners, and anyone who has been sold a policy without understanding it.

This track is for you if

  • You were sold a policy you do not fully understand
  • You own a business with partners and need buyout funding
  • Your estate may be large enough to owe estate tax

How the track builds

  1. 01

    Start with the policy types and how much coverage you actually need

  2. 02

    Learn when the money is tax-free and when it is not

  3. 03

    Move a policy into an irrevocable trust or your business the right way

  4. 04

    Finish by auditing and fixing the policies you already own

Courses in this track

  • 2.1

    Life Insurance Explained: Term, Whole, Universal, and What You Actually Need

    Coming soon

    Pick the right kind and amount of life insurance for your family or business, and understand exactly what you are paying for.

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  • 2.2

    The Tax Rules of Life Insurance: Cash Value, Loans, MECs, and 1035 Exchanges

    Coming soon

    Know exactly when life insurance money is tax-free and when it is not, so you can use cash value without a surprise bill.

    View the course
  • 2.3

    The Irrevocable Life Insurance Trust

    Coming soon

    Keep a large policy out of your taxable estate with an ILIT, and run it correctly year after year so the IRS respects it.

    View the course
  • 2.4

    Life Insurance in Your Business: Key Person Coverage, Buy-Sell Funding, and the Connelly Trap

    Coming soon

    Use life insurance to protect your company and fund a buyout, structured so the death benefit does not inflate your own estate tax.

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  • 2.5

    Life Insurance as an Estate and Wealth Transfer Tool

    Coming soon

    Use life insurance to pay estate taxes, equalize inheritances, and move wealth to the next generation, including how large premiums get paid without large gifts.

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  • 2.6

    Fixing Life Insurance Mistakes: Policy Reviews, Beneficiaries, and Old Policies

    Coming soon

    Audit every policy you own, catch the mistakes that quietly cost families money, and fix them before they matter.

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What every course includes

  • A narrated lesson of 45 to 60 minutes, produced as audio
  • A designed slide deck you download and keep
  • A computational workbook that runs the actual legal tests
  • A toolkit of checklists and protocols
  • A legal authority appendix carrying the two-pass vetting protocol

Want this applied to your facts?

The curriculum teaches the framework. If you would rather have it run against your own returns and structure, that is the paid consult track.

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Educational material from the private client curriculum of Brian T. Boyd. This is legal education for a general audience, not legal advice, and no attorney-client relationship is created by purchasing, viewing, or using it. Tax outcomes depend on your facts and your state.