The Big Deductions After the One Big Beautiful Bill: State Taxes, Charity, Mortgage, Medical, Tips, Overtime, and Seniors

Capture every deduction the new law gives you and plan around the caps, floors, and phase-outs that quietly take them back.

Who it is for: Itemizers, high earners near the state tax phase-down, tipped and hourly workers, and taxpayers over 65.
Runtime: 60 minutes · Headliner course

Pre-order: this course is in development and appears in your portal the day it is released. Buy 5 or more and every course is 30% off.

See the full track See the full curriculum

Instant download after payment. Nothing is withheld for a later purchase.

What you receive

Itemize versus Standard Calculator with a bunching planner (Excel)
One Big Beautiful Bill deduction eligibility checklists: tips, overtime, car loan interest, and seniors
State Tax Cap phase-down planner
Charitable Substantiation checklist with appraisal thresholds
Donor-Advised Fund bunching worksheet
The narrated lesson. 60 minutes, cued to the deck, with chapter markers by lesson. Emailed to you the day it publishes, at no extra cost.

What the course covers

01Itemize or take the standard deduction: the bunching decision5 min
02The state and local tax cap: the new limit, the yearly increase, the phase-down, and the entity-level workaround10 min
03Mortgage interest and the return of mortgage insurance premiums5 min
04Charitable deductions: the limits, the new floor, the new cap, and the deduction for non-itemizers9 min
05Medical expenses and why the health savings account beats them4 min
06The temporary deductions: tips, overtime, car loan interest, and seniors, with their phase-outs10 min
07Casualty losses, gambling losses, and what is permanently gone4 min
08Worked example: a 600,000 dollar couple in the phase-down, and a server with 30,000 dollars of tips8 min
09Tricks of the trade and traps: the donor-advised fund in a high year, the entity election, and the occupation list5 min

How it fits: Headline course. Requires 7.1. Pairs with 7.5 and 5.3 (the entity-level state tax election).

The standard every course holds

A narrated lesson of 45 to 60 minutes, produced as audio
A designed slide deck you download and keep
A computational workbook that runs the actual legal tests
A toolkit of checklists and protocols
A legal authority appendix carrying the two-pass vetting protocol

Written for a diligent reader with no legal education. Professionally narrated using a studio voice model of Brian T. Boyd. The course is recorded instruction, not a live consultation.

Where this course sits

Track 7: Tax Reduction and Strategy

This course is one step in a track built around a single outcome. See the full build order and the other courses that get you there.

Back to this track

Educational material from the private client curriculum of Brian T. Boyd. This is legal education for a general audience, not legal advice, and no attorney-client relationship is created by purchasing, viewing, or using it. Tax outcomes depend on your facts and your state.